Real estate appraisal services for homeowners in the city of Pell City and Saint Clair CountyCheck out the top 7 reasons Alabama homeowners call on Wood Appraisal Service:
At Wood Appraisal Service, we understand the individual needs of a homeowner seeking appraisal services. Our regular business clients understand the appraisal process and the standard "products" we deliver to them. But as a consumer, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings. For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Wood Appraisal Service will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value estimation than yours.Challenge Saint Clair County's assessment of your propertyLet's say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. Getting an appraisal report from Wood Appraisal Service is your best weapon when challenging your property tax assessment.PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred money saver for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Wood Appraisal Service, we're veterans in helping folks just like you remove unnecessary PMI insurance.Recently got a freeze to your HELOC?If your home is near a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow point of view. Wood Appraisal Service can help you reinstate your HELOC.We Offer Field and Desktop Appraisal Review ServicesDo you need a seasoned expert to double-check your appraisal for preciseness, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? Wood Appraisal Service offers field reviews where we go out and check the subject and comps. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? We can assist you. Even though most appraisal reviews are requested by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are prudent to get a second opinion. |
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